Morgan Stanley

Put Your Money to Work With Our Financial Management Tools

Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place.

See Your Complete Financial Picture

View a Snapshot of Your Finances

Add your external 401K, checking/savings, brokerage accounts and more to Morgan Stanley Online to see your finances all in one place.

Complete Your Financial Picture

Discover Trends and Save Smarter

View your incoming and outgoing cash, gain insights on your spending habits and create custom budgets no matter where your money is held.

Analyze Your Expenses

Enhance Your Goal Planning

Identify opportunities and risks across your entire portfolio with your Financial Advisor. This can help you to better achieve your financial goals.

Access Your Account

Follow These 3 Steps To Get Started

Step 1: Log in

Log into Morgan Stanley Online at morganstanley.com/online or the Morgan Stanley Mobile App.

Step 2: Add External Accounts

Click on the “Add External Accounts” button.

Step 3: Enter Your Credentials

Select the financial institution, enter your credentials and follow the guided prompts to complete the process.

See Where Your Dollars Are Going

Cash Flow

Get a comprehensive view of your incoming and outgoing cash no matter where your money is held.

View Cash Trends

Income and Expenses

View your automatically categorized expenses, helping you and your Financial Advisor align your spending plan with your financial objectives.

Analyze Your Expenses

Budgets

Create custom budgets, which can help you optimize how you put your money to work.

Create a Budget

Log into Morgan Stanley Online, hover over Pay, Transfer + Budget and click Spending + Budgeting; or on the Mobile App tap Pay, Transfer + Budget and tap Spending + Budgeting

Enroll

FREQUENTLY ASKED QUESTIONS

Is it safe to add my external accounts?

We work with Yodlee—a market leader in financial data connectivity—to protect your financial information. We set up and manage the secure connections between your chosen institutions and Yodlee. The aggregation service is read-only, meaning that data can be read but no transactions or updates can occur at Morgan Stanley. Learn more about how we safeguard your information on our Online Security Center. 

Why should I share information about my non-Morgan Stanley accounts with my Financial Advisor?

By updating your information, it eliminates the inconvenience of having to provide statements.

Is there a fee associated with adding my external accounts or creating a budget?

Morgan Stanley does not charge a fee to use either tool.

Download The Mobile App

Information related to your external accounts is provided for informational purposes only. It is provided by third parties, including the financial institutions where your external accounts are held. Morgan Stanley does not verify that the information is accurate and makes no representation or warranty as to its accuracy, timeliness, or completeness. Additional information about the features and services offered through Total Wealth View are available on the Total Wealth View site on Morgan Stanley Online and also in the Total Wealth View Terms and Conditions of Use.

Information contained herein has been obtained from sources considered to be reliable. Morgan Stanley Smith Barney LLC ("Morgan Stanley") does not guarantee their accuracy or completeness. Information subject to change without notice. Yodlee is not affiliated with Morgan Stanley".

You have the option to provide your Financial Advisor with access to your Spending and Budgeting information upon enrollment. This election allows the Financial Advisor(s) to view all of your aggregated financial information on, including information about external accounts held at other financial institutions and all related transactions. You may update this election at any time. Financial Advisors may not provide advice on any external accounts.

The Morgan Stanley Mobile App is currently available for iPhone® and iPad ® from the App Store® and Android ™ on Google Play.™ Standard messaging and data rates from your provider may apply. Apple, ® the Apple logo, iPhone® iPad ® and iPad Air® are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay™ and iPad mini™ are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. Subject to device connectivity.

https://login.morganstanleyclientserv.com/publiccontent/htmlfiles/online-security/index.html to learn more about MS mobile security

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

CRC#5620778  (06/2023)

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