Morgan Stanley

Financial Literacy for Any Stage of Your Life

Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.

Understand the Basics of Financial Literacy

It’s never too early-or too late -to start improving your financial literacy. A great first step is covering the basics.

Build Your Money Management Skills

The financial decisions you make early on can set the stage for lifelong financial wellness. Develop effective money habits that may stick with you for a lifetime.
Build Your Financial Knowledge During Every Stage of Your Life. Find a Morgan Stanley Financial Advisor Who Can Help. 

Develop and Protect Your Financial Legacy

As you continue to build your financial future, you may be focused on growing long-term wealth and developing your financial legacy.
How Do You Develop and Protect Your Legacy? A Financial Advisor Near You Can Help.  

Planning for Your Retirement

Whether your ideal retirement age is near or far for you, preparation may help you make your dream retirement come true.

Disclosures

This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor or Private Wealth Advisor to understand these differences or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. 

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Morgan Stanley Smith Barney LLC is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley Smith Barney LLC (“Morgan Stanley”) of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

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CRC #4636430   (03/2022)

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